HOLD

Elta

D5 · Clementi

Two good schools and Clementi MRT. The 31.2% new launch premium is the trade-off — plus AYE noise on the wrong stacks.

6.2
Score
PSF
$2,537
Resale Avg
$1,934
Premium
+31.2%
Units
501
Tenure
99-yr
TOP
2031
30-Second Take

Elta checks the family boxes — Pei Tong and Clementi Primary within 1km, Clementi MRT a short walk, and a reputable MCL Land–CSC Land JV. At $2,537 average PSF with a 2.03x markup on $1,250 land, the developer pricing is among the most restrained of recent launches. The 31.2% premium over D5 modern resale ($1,934 PSF) is the price of buying new — typical for OCR, though it means you're paying ~$300K more per unit than a comparable resale. The trade-off: AYE highway noise on south-facing stacks is permanent.

The Catch

AYE highway noise on affected stacks — check which stacks face the expressway before committing. The 31.2% resale premium means you're paying ~$300K+ extra per unit for 'new launch' vs a comparable resale in D5.

Who Should Buy

Families who need Pei Tong or Clementi Primary within 1km. Own-stay buyers who plan to hold 5+ years and ride the Clementi corridor appreciation.

Who Should NOT Buy

Noise-sensitive buyers — check which stacks face AYE before committing. Short-term flippers — the 31.2% resale premium means you need significant appreciation just to break even after stamp duties. Anyone who hasn't compared to Nava Grove at $2,448 PSF nearby.

What It Actually Costs
Example: 3-Bedroom (~900 sqft) at $2.28M
Down Payment (25%)
$570,000
Monthly Mortgage
$7,671/month

Based on 75% LTV, 2.5% interest, 25-year loan. Your actual numbers depend on CPF balance, ABSD status, income, and existing property.

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Score Breakdown
Value for Money
5.5
MRT & Location
7.5
Developer
8.0
Unit Mix & Design
7.0
Market Timing
6.5
Deal Score
6.2
How Does Elta Compare?
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